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Many people are apprehensive about filing car insurance claims because of all of the horror stories they have heard over the years, such as your premium rate will skyrocket if you ever have to file a claim or that the insurance company will do everything in their power not to pay. Conversely, it does not have to be your car insurance policy that provides you with the financial windfall that will divert economic disaster in the face of a liability claim. Maintaining proper car insurance requirements essentially is an act of protection. There is also the comprehensive coverage that can be included in car insurance policies, and this covers such things as earthquakes, falling objects, fire, and damage caused by animals for instance. However, if you need a car to go to work, to the supermarket, or to the doctors, you have to have insurance. Purchasing car insurance for an antique car through a commercial car insurance company will give the policy holder peace of mind, knowing that the company that they have chosen to do business with is an established company with a good reputation.


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Just because its cheaper, doesnt necessarily mean its better. There are many websites on the internet dedicated to providing accurate car insurance information to help consumers make a well informed decision about where to purchase their car insurance. Why are the premiums for student car insurance so expensive? Everyone must have car insurance as the law states, and its necessary in case you ever have an accident.

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Progressive Car Insurance Offers 70 Years Of Innovation


Since the beginning of auto insurance companies, there have many innovations involved in helping drivers protect one of the largest investments they will make in their lifetime. While a residence is their most valuable possession, a new vehicle is considered of great value as a means of personal travel as well as commuting to work. Since 1937, Progressive Car insurance has been available through its main office as well as independent agents.

The companys goal has always been customer service and many of the innovations made by Progressive Car insurance has been geared towards helping the customer obtain insurance as well as receive the service promised by the company. Through it network of office sales and over 30,000 independent agents, it is currently ranked number three in the auto insurance market. To better boost its customer service, Progressive Car insurance was the first to offer customer claim service, 24-hours a day, seven days a week, which is now an industry standard.

In 1990, Progressive Car insurance also launched its instant response claim service, which dispatches a specially marked vehicle to the accident scene, once notified, to begin the process of filing the claim. They can also help people obtain replacement transportation if their insured vehicle is deemed totaled.

Staying On Top Not Easy In Competitive Field

Remaining near the top of the auto insurance industry is not an easy task, yet Progressive Car insurance continues to find new ways to make buying and maintain insurance easy for consumers. They launched their first website in 1995 and in 1996 was the first insurer to offer online insurance quotes. A year later they unleashed the power of the internet for people to shop for car insurance, buy it online and print out their insurance cards instantly from their home computers.

At that time, people with Progressive Car insurance still had to contact as agent to insure vehicles, however in 2000 the company began offering online quotes and service for motorcycles, boats and recreational vehicles, the first company to do so. Since then, the response for insurance for these types of vehicles has continued to grow.

Possibly Progressive Car insurances biggest innovation may not have set well with other major players in the industry. In 2002 in began to offer auto insurance quotes from their largest competitors. It gives visitors to its online website the ability to compare rates from Progressive Car insurance and other companies in real time. Once the rates are displayed the viewer then has the option to sign up with Progressive, or find the company offering less expensive coverage.